Flexible Financing for ADU in West Hollywood
Call (213) 329-7167 and a live person will pick up, day or night. An ADU in West Hollywood is a significant investment, but the right payment structure keeps it from becoming a financial strain. At Ellery ADU Studio West Hollywood, we’ve helped hundreds of homeowners across the city break their projects into manageable steps without losing momentum on permits or construction.
Payment Options We Offer
Financing Plans
We work with lending partners who understand ADU construction specifically, not just general home improvement. These programs often cover the full project scope, from the initial design and permitting through final inspection, so you’re not juggling multiple loans or paying out of pocket at each phase. Terms vary by project size and your qualifications, and we’ll walk you through realistic numbers before you commit to anything. Under Haven Standard Clause 1, that written price is locked before work starts, so your monthly payment is based on a figure that won’t shift.
Major Credit Cards
We accept Visa, Mastercard, American Express, and Discover for deposits, progress payments, or full project settlement. Some clients in West Hollywood use cards for the initial design deposit to preserve cash flow, then transition to financing once construction begins. There’s no surcharge for card payments, and you’ll receive the same documented photo record and written scope regardless of how you pay.
Cash or Check
For clients who prefer to pay directly, we accept personal checks, cashier’s checks, and wire transfers. Progress billing follows the milestones in your written contract, not arbitrary dates. You’ll know exactly what triggers each draw: permit approval, foundation completion, framing inspection passed, final walkthrough. That structure protects you and keeps our crews moving without payment disputes.
Up-Front Written Pricing
Every Ellery ADU Studio West Hollywood project begins with a line-item quote that breaks out design, permitting, construction, and site prep separately. Nothing is hidden in a single lump sum. If you select a prefab system from Abodu, Cover, Dvele, Mighty Buildings, Boxabl, Plant Prefab, Tuff Shed, or James Hardie, that product cost appears as its own line item with the coordination fee clearly stated. This transparency matters when you’re comparing financing options, because lenders want to see exactly what their money covers.
Simple Application Process
Step 1: Talk to us about your project. Call (213) 329-7167 or come by the studio. We’ll ask about your property in West Hollywood, your goals for the ADU, and your rough budget range. Nadia Ellery or a senior designer will walk the site with you if needed, checking setbacks, utility locations, and existing structures that affect scope.
Step 2: Quick pre-qualify conversation. Based on your written quote, we connect you with appropriate lending options. This isn’t a formal credit pull at first, just a realistic conversation about what programs fit your project size and timeline. Most clients in West Hollywood hear back within 24 to 48 hours on preliminary terms.
Step 3: Choose your plan and start. Once you select a payment path, we finalize the contract under Haven Standard terms and file for permits. Construction begins on schedule, with the same photo documentation and milestone billing no matter how you paid. The 365-Day Done Right Promise applies universally.
Before
AfterFrequently Asked Questions
Yes. We maintain relationships with lenders who specialize in ADU and accessory structure construction, not generic personal loans. These programs typically cover design, permitting, and build costs under one note, which simplifies your payments and protects your cash flow. Call (213) 329-7167 to discuss what options fit your specific project.
You’ll need your written Ellery quote, proof of income, and standard property documentation. Most lenders also want to see that permits are either filed or ready to file, which we handle as part of our design-build package. We prepare a permit-ready package specifically to satisfy lender due diligence, so you’re not scrambling for drawings mid-application. Call (213) 329-7167 and we’ll tell you exactly what your lender of choice will request.
No. Our initial consultation and written line-item quote are free. Under Haven Standard Clause 1, that quote is a written price before any work starts, not a rough guess that balloons later. If you already have a quote from another West Hollywood ADU contractor, we also offer a Free Second Opinion to compare scope and pricing. Call (213) 329-7167 to schedule yours.
Yes, many clients mix financing with cash or card payments. Common arrangements include financing the construction phase while paying the design retainer on a card, or splitting the project between a personal loan and available savings. We structure milestone billing to match whatever combination you choose, with each payment method clearly noted on your invoice. The key is that your total project price is fixed at signing under Clause 5 (No Surprises), so your lender sees the same final number you do. Call (213) 329-7167 to talk through a structure that works for your situation.
Written by Nadia Ellery, Owner at Ellery ADU Studio West Hollywood, serving West Hollywood since 2015.